Anthem Health is one of the leading health and medical insurance providers in the U.S. and around the world. It offers different medical plans, online health services, emergency support, and help for managing chronic conditions.
Anthem Blue Cross PPO Plan – Basic Details
| Feature | Description |
|---|---|
| Who is eligible? | Employees, retirees, and their dependents – whether they live in the U.S. or abroad |
| Coverage area | Worldwide medical coverage |
| In-network services | Full coverage with no extra cost (at Reasonable & Customary charges) |
| Out-of-network care | Annual deductible + 20% to 30% of the cost must be paid by the member |
| Online medical advice | Available 24/7 via LiveHealth Online |
| General health support | Through the ActiveHealth program |
| Emergency help | Provided by UnitedHealthcare Global Assistance & Risk |
| Premium cost | Based on salary; up to 66% subsidy from the organization |
Global Health Support
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Access to doctors and hospitals around the world via Blue Cross Blue Shield Global Core
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Emergency services, air ambulance, and return to home support via UnitedHealthcare Global Assistance & Risk
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Full medical help even outside the U.S.
Digital Tools and Convenience
LiveHealth Online
Talk to doctors online 24/7 — no need to go to the hospital. Fast and easy treatment from home.
Sydney Health App
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View and manage medical claims
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Check your coverage and deductible
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Get health reminders
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Use your digital insurance ID card
ActiveHealth Wellness Program
With ActiveHealth, you can build a healthier lifestyle:
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Speak with health experts
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Get health evaluations and tips
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Support for quitting smoking, weight loss, and healthy eating
Anthem vs Other Health Providers – Comparison Table
| Feature | Anthem Health | Company A | Company B | Company C | Company D |
|---|---|---|---|---|---|
| Monthly Cost | Moderate | High | Low | Moderate | High |
| Doctor Network | Very wide | Limited | Medium | Wide | Medium |
| Online Services | 24/7 | Limited | 24/7 | Not available | Limited |
| Ease of Use | Very easy | Difficult | Average | Easy | Average |
| Chronic Condition Support | Full support | Limited | Medium | Advanced | Basic |
| Mobile App | Modern | Limited | Average | Modern | Poor |
How to Choose the Right Plan for You
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Know your health needs – If you have a long-term illness, pick a plan with more coverage.
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Check your doctors – If they are in-network, you’ll save more money.
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Review your budget – If you don’t visit doctors often, a low-cost plan might work better.
Important Documents (in English)
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Anthem Blue Cross PPO Plan Guide
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LiveHealth Telehealth Guide
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Sydney App Guide
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Empire Global Core International Services Guide
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ActiveHealth Wellness Brochure
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Empire Home Delivery Medicine Plan
ALSO READ; Chronic Venous Insufficiency: Understanding the Silent Struggle
Frequently Asked Questions (FAQ’s)
What is the deadline to submit a claim?
You must submit your claim within 2 years of getting the medical service.
How can I get medical care outside the U.S.?
Through the Blue Cross Global Core program.
Does Anthem cover fertility treatment?
No. Treatments like IVF, AI, GIFT, ZIFT, and ICSI are not covered.
How to file a claim for treatment outside the U.S.?
Register on the Global Core website, log in, and submit your claim online.
